Buried under a high daily or weekly payment on your current advance? We refinance and renew your existing position into a lower payment — and put additional working capital in your account, often the same day.
Apply Now →If your current merchant cash advance is draining your daily cash flow and you need breathing room — plus more capital to keep your crews and jobs moving — this is exactly what Funded Contractor Capital does. We renew and refinance your existing advance into a structure with a lower daily or weekly payment, and put additional working capital in your account at the same time. One application, same-day decisions.
Two-hour decisions. Same-day funding. No obligation. Apply Online →
Renew & Refi is built for contractors and trade businesses who already carry a merchant cash advance and feel the daily-payment squeeze — general contractors, electricians, plumbers, HVAC, roofers, concrete, and specialty trades. If payments are tight and you also need more fuel, refinancing into a lower payment with extra capital is usually the smartest move.
Will my daily payment actually go down? That's the goal — we structure the new funding so your daily/weekly payment is lower than what you're paying now, while still giving you additional capital.
How fast? Decision in 2 to 4 hours and same-day funding once approved.
What do I need? Three months of business bank statements and real monthly revenue. We fund on cash flow, so a 500+ FICO still gets a fair look.
Stop letting the daily draft choke your cash flow. Refinance into a lower payment and pull the capital you need — same day. Apply Now ⚡
Funding trade and specialty construction businesses with $25K–$5M in fast, flexible capital.