Revolving capital contractors draw on between progress draws — cover payroll and materials, then reuse it as you repay.
Get Funded →$25K to $5M for contractors and builders — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Short online application with a soft credit pull that does not affect your score.
Your line is set on your revenue and deposit history, not the contract.
Pull only the amount you need, when you need it — often same-day.
Pay only on what you drew, then draw again as you repay.
How a revolving line compares to a lump-sum loan for contractors.
| Feature | Line of Credit | Term Loan |
|---|---|---|
| Structure | Revolving, reusable | Lump sum, once |
| You pay for | Only what you draw | The full balance |
| Best for | Gaps between draws | One planned purchase |
| Reusable | Yes — draw again | No |
| Typical size | $10K – $500K | $25K – $5M |
Estimate your credit line and the cost of a draw. Move the slider to your average monthly revenue.
Estimates only, for illustration. You pay only on what you draw. Real limits and rates are set at underwriting.
Lines of credit through Funded Contractor Capital run from $10,000 to $500,000, set on your revenue and deposits. You pay interest only on the amount you draw — not the full limit.
Initial approval usually takes 1-2 business days; once open, draws are typically available same-day.
Use the calculator above to estimate your line and the cost of a draw.
Carry subs and materials across the draw gap on every project.
Fund crews and equipment while progress draws catch up.
Buy material and cover labor before the pour pays.
Front materials and dry-in a job before the draw releases.
Apply in 5 minutes with a soft credit pull. Get a revolving line you can draw on whenever a job needs it.
Get Funded →Figures and calculator estimates are typical 2026 industry examples for general information and vary by underwriting; your actual limit and rate are set at application. A line of credit is subject to approval. Product and company names referenced are the property of their respective owners.
Approved on your revenue, not just your credit. Start your 1-minute application.
Capital built for builders — mobilization, equipment, materials, and payroll between draws.
GCs, subs, and specialty trades. Design-build, draw funding, and growth capital sized to your jobs.
Win a bid, buy materials, or bridge a slow-paying GC — decision in as little as 4 hours.
500+ FICO accepted. We underwrite on your deposits and receivables, not just your score.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
Funding trade and specialty construction businesses with $25K–$5M in fast, flexible capital.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute