Build
Bigger
Faster
Flexible funding for contractors who move the world forward.
Get Funded- Fast ApprovalsDecisions in as little as 4 hours
- Simple ApplicationJust 3 months of statements
- Funding from$25,000 – $5,000,000
More Capital.
More Opportunity.
From equipment and materials to payroll and project expansion, we provide the funding you need to keep your projects moving and your business growing.
Explore Solutions
Built Different
for Every Trade.
Every trade has unique needs. We provide flexible funding solutions tailored to the real world of construction.
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A True Partner
in Your Growth.
We understand the challenges contractors face — seasonal revenue, upfront costs, and tight timelines. Our team is here to make funding simple, fast, and reliable, so you can focus on what you do best — build.
- Flexible Terms
- No Hidden Fees
- A Team That Gets It
Contractor Funding FAQ
How much funding can a contractor get?
Contractors can access $25,000 to $5,000,000 depending on monthly revenue, time in business, and the funding product. Working capital typically starts at $25K; equipment financing and lines of credit can reach $5M.
How fast can a contractor get funded?
A funding decision comes as fast as 4 hours, with money wired in 24 to 48 hours after approval. Same-day funding is available for qualified applicants.
What credit score do contractors need for funding?
A personal FICO of 500+ is accepted. Revenue strength and consistent bank deposits matter more than the score itself; lower scores are reviewed case-by-case.
Can a contractor get funding with bad credit?
Yes. Contractors with a 500+ FICO and steady revenue can qualify. Approvals are based on business cash flow and deposit history, not credit score alone.
What are the requirements to qualify?
500+ FICO, 6+ months in business, $10,000+ per month in revenue, a business bank account, and an actively operating contracting business. No business plan or tax returns required for most amounts.
Do contractors need collateral or tax returns?
For working capital, no collateral is required and most amounts under $500K need only 3 months of business bank statements — no tax returns or business plan.
What can contractor funding be used for?
Payroll, materials, equipment purchases, job mobilization, bonding, subcontractor payments, retainage and net-90 receivable gaps, expansion, and covering the cash-flow gap between winning a job and getting paid.
