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Won a Bid · 2026

Funding After Winning a Bid

You won the job — now fund the start of it before the first payment lands.

Short answer: After winning a bid, contractors often need cash to mobilize, buy materials, and staff up before the first draw. Funded Contractor Capital funds that gap on your deposits — not the contract — so you don't need owner sign-off. $25,000 to $5,000,000, FICO 500+, funded in 24 hours.

What to fund after a win

Getting the job started.

NeedTypical amountSpeed
Mobilization$25K – $500K24 hours
Materials$25K – $1M24 hours
Crew & subs$25K – $500K24 hours
Equipment rental$10K – $250K24 hours

Why contractors choose us

  • Fund the job start without owner sign-off
  • FICO 500+ accepted; approval on revenue
  • Funds in as little as 24 hours
  • Repay as fixed payments or a share of deposits
  • No tax returns — 3 months of bank statements
  • One application, multiple funding options

What you need to apply

  • US-based contracting business
  • 6+ months in business
  • ~$30,000+ in monthly revenue
  • Last 3 months of bank statements
  • Valid EIN and business bank account

Frequently asked questions

Do I need the contract to qualify?
No — funding is based on your bank statements, not the awarded contract.
How fast after winning can I get funded?
Most contractors fund within 24 hours of approval.
How fast can I get funded?
Most contractors fund within 24 hours of approval; smaller amounts can fund the same day. The application takes about 5 minutes with a soft credit pull.

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Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.