Revenue-based · Flexes with billing · $25K–$5M

Contractor Revenue-Based Financing in New Jersey

New Jersey: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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New Jersey contractors and trade businesses can get $25,000 to $5,000,000 in contractor revenue-based financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a decision in 2 to 4 hours. Contractor Revenue-Based Financing is repaid as a small share of your revenue, so it flexes with your billing. You don't need an existing loan or advance to qualify — this is straight first-position capital for New Jersey contractors.

Get funded in New Jersey — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why New Jersey contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in New Jersey gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for New Jersey contractors — one source covers the range.
  • Same-day speed. Most New Jersey approvals come in 2 to 4 hours, funded the same day.

What New Jersey contractors use contractor revenue-based financing for

New Jersey's economy runs on pharma, logistics, and finance, and owners put this capital to work on:

  • Fund growth without a fixed loan
  • Smooth out seasonality
  • Invest in equipment or crews
  • Take on bigger jobs

How it works in New Jersey

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, New Jersey contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a New Jersey business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for New Jersey contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on New Jersey revenue and bank deposits, not the score alone.

Get contractor revenue-based financing in New Jersey today

Fast, first-position funding for New Jersey contractors — approved on revenue, funded the same day. Apply Now ⚡