BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in Rock Hill, SC

Rock Hill: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Rock Hill contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Rock Hill contractors.

Get funded in Rock Hill — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Rock Hill contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in Rock Hill gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for Rock Hill contractors — one source covers the range.
  • Same-day speed. Most Rock Hill approvals come in 2 to 4 hours, funded the same day.

What Rock Hill contractors use contractor equipment financing for

Rock Hill's economy runs on auto manufacturing, ports, and tourism, and owners put this capital to work on:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in Rock Hill

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Rock Hill contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Rock Hill business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for Rock Hill contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on Rock Hill revenue and bank deposits, not the score alone.

Get contractor equipment financing in Rock Hill today

Fast, first-position funding for Rock Hill contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across South Carolina

We fund contractors in Rock Hill and South Carolina. Explore nearby cities and other funding options below.