BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in Mount Pleasant, SC

Mount Pleasant: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Mount Pleasant contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Mount Pleasant contractors.

Get funded in Mount Pleasant — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Mount Pleasant contractors choose us

  • Your receivables carry the file. A 500+ FICO in Mount Pleasant is workable when deposits arrive consistently.
  • No existing facility needed. First-position funding, priced for a book with money still out on the street.
  • $25K to $5M. Cover one payroll cycle while you wait, or carry a Mount Pleasant job all the way to final payment.
  • Faster than the payment cycle. Most Mount Pleasant approvals come in 2 to 4 hours and fund the same day — well inside a progress-billing window.

Where contractor equipment financing actually goes for Mount Pleasant subcontractors

Subcontracting in Mount Pleasant means fronting labour and material long before the invoice clears. That capital typically goes to:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in Mount Pleasant

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Mount Pleasant contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Mount Pleasant business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a Mount Pleasant subcontractor with no open advances gets the best pricing on offer.

What credit score do I need? 500+ FICO is accepted. What matters more is that deposits land steadily while receivables are still outstanding.

Get contractor equipment financing in Mount Pleasant today

Fast, first-position funding for Mount Pleasant contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across South Carolina

We fund contractors in Mount Pleasant and South Carolina. Explore nearby cities and other funding options below.