500 FICO OK · Revenue-based · $25K–$5M

Bad-Credit Contractor Funding in Utah

Utah: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Utah contractors and trade businesses can get $25,000 to $5,000,000 in bad-credit contractor funding — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a decision in 2 to 4 hours. Bad-Credit Contractor Funding approves you on revenue and deposits even with a 500 FICO. You don't need an existing loan or advance to qualify — this is straight first-position capital for Utah contractors.

Get funded in Utah — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Utah contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in Utah gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for Utah contractors — one source covers the range.
  • Same-day speed. Most Utah approvals come in 2 to 4 hours, funded the same day.

What Utah contractors use bad-credit contractor funding for

Utah's economy runs on tech, finance, and outdoor recreation, and owners put this capital to work on:

  • Cover gaps a bank won't
  • Rebuild after a rough stretch
  • Grow despite a low score
  • Fund payroll and materials

How it works in Utah

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Utah contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Utah business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for Utah contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on Utah revenue and bank deposits, not the score alone.

Get bad-credit contractor funding in Utah today

Fast, first-position funding for Utah contractors — approved on revenue, funded the same day. Apply Now ⚡