Sparks: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.
Apply Now →Sparks subcontractors routinely wait 60 to 90 days to be paid for work already completed. $25,000 to $5,000,000 in contractor working capital closes that gap — approved on revenue and deposits, not credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for Sparks contractors.
Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →
Subcontracting in Sparks means fronting labour and material long before the invoice clears. That capital typically goes to:
Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Sparks contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.
How fast can a Sparks business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.
Do I need an existing loan or advance? No. This is first position, and a Sparks subcontractor with no open advances gets the best pricing on offer.
What credit score do I need? 500+ FICO is accepted. What matters more is that deposits land steadily while receivables are still outstanding.
Fast, first-position funding for Sparks contractors — approved on revenue, funded the same day. Apply Now ⚡
We fund contractors in Sparks and Nevada. Explore nearby cities and other funding options below.