BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Working capital · $25K–$5M · FICO 500+

Contractor Working Capital in Bryan, TX

Bryan: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Bryan subcontractors routinely wait 60 to 90 days to be paid for work already completed. $25,000 to $5,000,000 in contractor working capital closes that gap — approved on revenue and deposits, not credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Contractor Working Capital gives you flexible operating cash for day-to-day operations. You don't need an existing loan or advance to qualify — this is straight first-position capital for Bryan contractors.

Get funded in Bryan — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Bryan contractors choose us

  • Your receivables carry the file. A 500+ FICO in Bryan is workable when deposits arrive consistently.
  • No existing facility needed. First-position funding, priced for a book with money still out on the street.
  • $25K to $5M. Cover one payroll cycle while you wait, or carry a Bryan job all the way to final payment.
  • Faster than the payment cycle. Most Bryan approvals come in 2 to 4 hours and fund the same day — well inside a progress-billing window.

Where contractor working capital actually goes for Bryan subcontractors

Subcontracting in Bryan means fronting labour and material long before the invoice clears. That capital typically goes to:

  • Crew payroll
  • Materials and supplies
  • Fuel and overhead
  • Mobilization on new jobs
  • Covering net-30/60/90 gaps

How it works in Bryan

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Bryan contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Bryan business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first position, and a Bryan subcontractor with no open advances gets the best pricing on offer.

What credit score do I need? 500+ FICO is accepted. What matters more is that deposits land steadily while receivables are still outstanding.

Get contractor working capital in Bryan today

Fast, first-position funding for Bryan contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Working Capital across Texas

We fund contractors in Bryan and Texas. Explore nearby cities and other funding options below.