BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Revolving credit · Draw as needed · FICO 500+

Contractor Line of Credit in San Mateo, CA

San Mateo: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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San Mateo contractors and trade businesses can get $25,000 to $5,000,000 in contractor line of credit — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a fast approval. Contractor Line of Credit gives you revolving credit to draw as needed — pay only for what you use. You don't need an existing loan or advance to qualify — this is straight first-position capital for San Mateo contractors.

Get funded in San Mateo — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why San Mateo contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in San Mateo gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for San Mateo contractors — one source covers the range.
  • Same-day speed. Most San Mateo approvals come in 2 to 4 hours, funded the same day.

What San Mateo contractors use contractor line of credit for

San Mateo's economy runs on tech, entertainment, agriculture, and trade, and owners put this capital to work on:

  • Cover recurring material and labor costs
  • Keep a buffer between draws
  • Handle payroll swings
  • Jump on material deals

How it works in San Mateo

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, San Mateo contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a San Mateo business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for San Mateo contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on San Mateo revenue and bank deposits, not the score alone.

Get contractor line of credit in San Mateo today

Fast, first-position funding for San Mateo contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Line of Credit across California

We fund contractors in San Mateo and California. Explore nearby cities and other funding options below.