BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Revolving credit · Draw as needed · FICO 500+

Contractor Line of Credit in North Charleston, SC

North Charleston: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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North Charleston contractors and trade businesses can get $25,000 to $5,000,000 in contractor line of credit — approved on your revenue and bank deposits, not just your credit (FICO 500+), with a fast approval. Contractor Line of Credit gives you revolving credit to draw as needed — pay only for what you use. You don't need an existing loan or advance to qualify — this is straight first-position capital for North Charleston contractors.

Get funded in North Charleston — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why North Charleston contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in North Charleston gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for North Charleston contractors — one source covers the range.
  • Same-day speed. Most North Charleston approvals come in 2 to 4 hours, funded the same day.

What North Charleston contractors use contractor line of credit for

North Charleston's economy runs on auto manufacturing, ports, and tourism, and owners put this capital to work on:

  • Cover recurring material and labor costs
  • Keep a buffer between draws
  • Handle payroll swings
  • Jump on material deals

How it works in North Charleston

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, North Charleston contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a North Charleston business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for North Charleston contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on North Charleston revenue and bank deposits, not the score alone.

Get contractor line of credit in North Charleston today

Fast, first-position funding for North Charleston contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Line of Credit across South Carolina

We fund contractors in North Charleston and South Carolina. Explore nearby cities and other funding options below.