BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in Santa Rosa, CA

Santa Rosa: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Santa Rosa contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Santa Rosa contractors.

Get funded in Santa Rosa — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Santa Rosa contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in Santa Rosa gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for Santa Rosa contractors — one source covers the range.
  • Same-day speed. Most Santa Rosa approvals come in 2 to 4 hours, funded the same day.

What Santa Rosa contractors use contractor equipment financing for

Santa Rosa's economy runs on tech, entertainment, agriculture, and trade, and owners put this capital to work on:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in Santa Rosa

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Santa Rosa contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Santa Rosa business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for Santa Rosa contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on Santa Rosa revenue and bank deposits, not the score alone.

Get contractor equipment financing in Santa Rosa today

Fast, first-position funding for Santa Rosa contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across California

We fund contractors in Santa Rosa and California. Explore nearby cities and other funding options below.