BUILT TOUGH. FUNDED FAST. · $25K–$5M · DECISIONS IN 4 HOURS · 500+ FICO ACCEPTED ·
Equipment financing · New & used · FICO 500+

Contractor Equipment Financing in Aurora, IL

Aurora: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.

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Aurora contractors and trade businesses can get $25,000 to $5,000,000 in contractor equipment financing — approved on your revenue and bank deposits, not just your credit (FICO 500+), with approval in 1 to 3 days. Contractor Equipment Financing funds new or used equipment with the machine as collateral. You don't need an existing loan or advance to qualify — this is straight first-position capital for Aurora contractors.

Get funded in Aurora — see your amount

Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →

Why Aurora contractors choose us

  • Approved on revenue, not just credit. A 500+ FICO in Aurora gets a fair shot when the numbers are there.
  • No open loan required. This is first-position funding — you don't need an existing advance to qualify.
  • $25K to $5M. A quick bridge or serious growth capital for Aurora contractors — one source covers the range.
  • Same-day speed. Most Aurora approvals come in 2 to 4 hours, funded the same day.

What Aurora contractors use contractor equipment financing for

Aurora's economy runs on manufacturing, finance, and logistics, and owners put this capital to work on:

  • Buy or replace heavy equipment
  • Add trucks and trailers
  • Upgrade to newer machines
  • Add capacity for a new contract

How it works in Aurora

Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Aurora contractors are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.

Common questions

How fast can a Aurora business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.

Do I need an existing loan or advance? No. This is first-position funding for Aurora contractors with no open advances — a clean balance sheet gets the best terms.

What credit score do I need? 500+ FICO is accepted. We underwrite on Aurora revenue and bank deposits, not the score alone.

Get contractor equipment financing in Aurora today

Fast, first-position funding for Aurora contractors — approved on revenue, funded the same day. Apply Now ⚡

Contractor Equipment Financing across Illinois

We fund contractors in Aurora and Illinois. Explore nearby cities and other funding options below.